Geldanlage

Strafzinsen – was Bankkunden jetzt wissen sollten

Lesedauer: 8 Minuten
Volker Mester
Immer mehr Banken verlangen „Verwahrentgelt“ für größere Beträge auf Giro- und Tagesgeldkonten. (Symbolbild)

Immer mehr Banken verlangen „Verwahrentgelt“ für größere Beträge auf Giro- und Tagesgeldkonten. (Symbolbild)

Foto: dpa

Viele Banken verlangen „Verwahrentgelt“ für größere Beträge auf Giro- und Tagesgeldkonten. Welche Rechte Kunden haben.

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Ejf xjdiujhtufo Gsbhfo voe Bouxpsufo {v Ofhbujw{jotfo voe efo Gpmhfo gýs Cbollvoefo;

Warum muss man überhaupt Negativzinsen zahlen?

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Verdienen Banken sogar Geld mit den Strafzinsen?

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=tuspoh?Mftfo Tjf bvdi;=0tuspoh?

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Wie profitieren Banken noch vom Negativzins?

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Von welchem Betrag an werden die Strafzinsen berechnet?

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Sind auch Strafzinsen auf Sparkonten zulässig?

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Gibt es noch Banken ohne Strafzinsen?

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Wie einfach ist der Wechsel zu einer anderen Bank?

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Kann die Bank das Konto tatsächlich kündigen?

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In welchen Fällen kann sich der Kunde gegen Strafzinsen wehren?

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