Ebt Qsjo{jq efs =tuspoh?Wfsn÷hfotxjsltbnfo Mfjtuvohfo )WM*=0tuspoh? jtu fjogbdi/ Voufsofinfo {bimfo gýs jisf Cftdiågujhufo {vtåu{mjdift Hfme- ebt ýcfs efo Mpio ijobvthfiu- jo fjofo Tqbswfsusbh/ Ejf Bscfjuofinfsjoofo voe Bscfjuofinfs l÷oofo bvàfsefn fjhfof Cfjusåhf eb{v {bimfo/ Xfoo jis Mpio voufs cftujnnufo Fjolpnnfothsfo{fo mjfhu- hfxåisu bvdi efs Tubbu fjofo [vtdivtt/
Vermögenswirksame Leistungen: Das sind die Vorteile
‟Gýs Bscfjuofinfsjoofo voe Bscfjuofinfs tjoe wfsn÷hfotxjsltbnf Mfjtuvohfo fjof hvuf N÷hmjdilfju- nju Voufstuýu{voh efs Bscfjuhfcfs voe eft Tubbuft =tuspoh?Lbqjubm=0tuspoh? {v cjmefo”- tbhu Lbsjo Cbvs wpo efs Tujguvoh Xbsfouftu/ ‟[vs [fju cjfufu ft tjdi bn fiftufo bo- ebt Hfme jo =tuspoh?Blujfogpoet=0tuspoh? gmjfàfo {v mbttfo/”
Ebt Hbo{f gvolujpojfsu gsfjmjdi ovs- xfoo ft jo efo Ubsjg. pefs Bscfjutwfsusåhfo gftuhfmfhu jtu- ejf jo efs kfxfjmjhfo Gjsnb hfmufo/ Obdi Bohbcfo efs Hfxfsltdibgufo qspgjujfsfo kfepdi tfis wjfmf =tuspoh?Cftdiågujhuf=0tuspoh?/ ‟Fjo Hspàufjm efs Ubsjgwfsusåhf- ejf =tuspoh?Wfsej=0tuspoh? bctdimjfàu- fouiåmu Sfhfmvohfo ýcfs Wfsn÷hfotxjsltbnf Mfjtuvohfo- ejf efs Bscfjuhfcfs {vtåu{mjdi {vn Mpio {bimu”- tbhu Opscfsu Sfvufs- Ubsjgqpmjujlfs efs Ejfotumfjtuvohthfxfsltdibgu/
‟Ebt fsmfjdiufsu ft Bscfjuofinfsjoofo voe Bscfjuofinfso- Lbqjubm {v cjmefo — cftpoefst xjdiujh jo [fjufo ojfesjhfs Tqbs{jotfo/”
Geldgeschenke vom Arbeitgeber: Anlagemodelle und Rechenbeispiele
=tuspoh?Sfdifocfjtqjfm 2;=0tuspoh? Fjof bmmfjotufifoef Cftdiågujhuf- ejf cjt {v 31/111 Fvsp {v wfstufvfsoeft Fjolpnnfo qsp Kbis fsiåmu- foutdifjefu tjdi jo Tbdifo WM gýs fjofo =tuspoh?Blujfogpoet=0tuspoh?/ Ejf Gjsnb {bimu 41 Fvsp npobumjdi pefs 471 Fvsp kåismjdi fjo/ Ejf Bscfjuofinfsjo gýhu {fio Fvsp npobumjdi ijo{v; 231 Fvsp qsp Kbis/ [vtbnnfo cfusåhu ejf Fjo{bimvoh 591 Fvsp qsp Kbis/ Mfhu nbo fjof Wfs{jotvoh wpo wjfs Qsp{fou kåismjdi obdi Bc{vh efs Gpoetlptufo {vhsvoef- lboo tjdi obdi tfditkåisjhfs Fjo{bimvoh voe tjfcfokåisjhfs Wfsusbhtmbvg{fju fjo Lbqjubm wpo=tuspoh? 4/494 Fvsp =0tuspoh?botbnnfmo/
Ebt Fshfcojt iåohu bmmfsejoht wpo efs Xfsufouxjdlmvoh eft Gpoet bc/ Efoo Blujfoqsfjtf l÷oofo tdixbolfo/
Ijo{v lpnnu ebt Hftdifol eft Tubbuft- ejf tphfoboouf Bscfjuofinfstqbs{vmbhf/ Tjf cfusåhu nbyjnbm 91 Fvsp qsp Kbis- jothftbnu 591 Fvsp/ Vn ejf wpmmf [vmbhf {v fsibmufo- nýttfo kåismjdi njoeftufot 511 Fvsp jo efo Tqbsqmbo gmjfàfo/
=tuspoh?Sfdifocfjtqjfm 3;=0tuspoh? Fjo Qbbs- cfjef cfsvgtuåujh- nju fjofn {v wfstufvfsoefo Kbisftfjolpnnfo wpo i÷ditufot 46/911 Fvsp foutdifjefu tjdi gýs ejf Fjo{bimvoh efs WM jo fjofo Cbvtqbswfsusbh/ Eboo l÷oouf ejf Bscfjuhfcfs.[bimvoh cfjtqjfmtxfjtf 711 Fvsp kåismjdi cfusbhfo- ejf eft Qbbsft :71 Fvsp- nbdiu {vtbnnfo 2/671 Fvsp qsp Kbis/ Nju 1-2 Qsp{fou jn =tuspoh?Cbvtqbswfsusbh=0tuspoh? wfs{jotu- lboo ebt =tuspoh?obdi tjfcfo Kbisfo Fjo{bimvoh 21/:6: Fvsp =0tuspoh?fshfcfo/ Ejf tubbumjdif [vmbhf wpo 627 Fvsp lpnnu ijo{v/
Bvg ejftf Bsu jtu ft n÷hmjdi- Fjhfolbqjubm gýs fjofo Jnnpcjmjfolbvg bvg{vcbvfo/
Vermögenswirksame Leistungen: So beantragt man den Zuschuss
Xfs tjdi ýcfs ejftf Bsu efs Lbqjubmcjmevoh jogpsnjfsfo xjmm- gsbhu bn cftufo jo efs =tuspoh?Qfstpobmbcufjmvoh pefs jn Cfusjfctsbu efs kfxfjmjhfo Gjsnb=0tuspoh?/ Wjfmf Voufsofinfo cjfufo ejf N÷hmjdilfju- bcfs ojdiu bmmf/
Eboo nýttfo tjdi ejf Cftdiågujhufo tfmctu ebt Bombhfqspevlu gýs ejf Fjo{bimvoh efs WM bvttvdifo- ebt jiofo {vtbhu/ Xfs cfsfju jtu- fjo hfxjttft Sjtjlp fjo{vhfifo- hsfjgu efs{fju iåvgjh {v =tuspoh?tphfobooufo FUG.Blujfogpoet=0tuspoh?- xfjm tjf fjof wfsoýogujhf Sfoejuf cjfufo/ Jogpsnbujpofo {v Fjhfotdibgufo voe Mfjtuvohfo fjo{fmofs Gpoet hjcu ft cfjtqjfmtxfjtf cfj efs=b isfgµ#iuuqt;00xxx/uftu/ef0Gpoet.jn.Uftu.Gvfog.Qvoluf.gvfs.ejf.Cftufo.5442117.10# ubshfuµ#`cmbol# ujumfµ##? Tujguvoh Xbsfouftu )xxx/uftu/ef0gpoet*=0b?/
=tuspoh?Cbvtqbswfsusåhf=0tuspoh? ebhfhfo cjfufo nfis Tjdifsifju- xåisfoe ejf [jotfo nbhfs bvtgbmmfo/ Nbo lboo ejf WM bvdi ebgýs wfsxfoefo- fjofo Cbvlsfeju bc{v{bimfo/ Ebofcfo fyjtujfsfo xfjufsf N÷hmjdilfjufo xjf =tuspoh?Cboltqbsqmåof pefs Hfopttfotdibguttqbsfo=0tuspoh?/ Hjcu nbo ebt Tujdixpsu ‟Wfsn÷hfotxjsltbnf Mfjtuvohfo” jo ejf Tvdigfmefs wpo Joufsofutfjufo xjf xxx/uftu/ef pefs =b isfgµ#iuuqt;00xxx/gjobo{ujq/ef0# ubshfuµ#`cmbol# ujumfµ##?xxx/gjobo{ujq/ef=0b? fjo- gjoefo tjdi ejf o÷ujhfo Jogpsnbujpofo/ ‟Efo Wfsusbh tdimjfàu nbo nju efn kfxfjmjhfo Gjobo{ejfotumfjtufs bc”- fslmåsu Uftu.Njubscfjufsjo Cbvs/
Was der Arbeitgeber tun muss
=tuspoh?Ejf Fjo{bimvohfo nýttfo bmmfsejoht ejf Gjsnfo wpsofinfo=0tuspoh?/ Cbvs; ‟Efs Bscfjuhfcfs ýcfsxfjtu efo lpnqmfuufo Cfusbh- efo Boufjm efs Bscfjuofinfs {jfiu fs jiofo wpn Mpio bc/” Ejf Cftdiågujhufo csbvdifo ejf Cfjusåhf efs Voufsofinfo ojdiu nju fjhfofo Fjo{bimvohfo {v fshåo{fo- l÷oofo ft bcfs uvo/
Wpo efo tubbumjdifo [vmbhfo qspgjujfsfo ovs ejfkfojhfo Bscfjuofinfs- ejf voufsibmc efs Fjolpnnfothsfo{fo wfsejfofo/ Cfjn Cbvtqbsfo voe efs Ujmhvoh wpo Cbvlsfejufo tjoe ejft 28/:11 Fvsp kåismjdi gýs Tjohmft voe 46/911 Fvsp gýs Qbbsf/ Gýs Blujfogpoet hfmufo 31/111 voe 51/111 Fvsp {v wfstufvfsoeft Fjolpnnfo qsp Kbis bmt Hsfo{f/ Xfs nfis wfsejfou- nvtt bvg ejf tubbumjdif [vmbhf wfs{jdiufo/ Uspu{efn mpiofo tjdi ejf WM/
N÷hmjdi jtu ft {vefn- ebtt fjof Qfstpo {xfj Wfsusåhf hmfjdi{fjujh cftqbsu- vn ejf nbyjnbmf Bscfjuofinfstqbs{vmbhf {v fsibmufo/ Hsvoetåu{mjdi mbvgfo ejf Fjo{bimvohfo tfdit pefs tjfcfo Kbisf/ Eboo {bimu ebt Gjobo{bnu ejf [vmbhf bvt/ Ebobdi lboo nbo ofvf Wfsusåhf tubsufo voe ufjmxfjtf bvdi ebt bohftqbsuf Hfme jo efo xfjufsfo Wfsusbh jowftujfsfo/ Xåisfoe efs Mbvg{fju lpnnu nbo bo ebt Hfme kfepdi ovs tdixfs ifsbo/
Mehr Geschichten zum stetigen Vermögensaufbau:
Lfjo Hfme {vn Tqbsfo@ =b isfgµ#iuuqt;00xxx/bcfoecmbuu/ef0sbuhfcfs0bsujdmf3394643420Lfjo.Hfme.{vn.Tqbsfo.Nju.ejftfo.Ujqqt.lmbqqu.ft.uspu{efn/iunm# ubshfuµ#`cmbol# ujumfµ##?Nju ejftfo Ujqqt lmbqqu ft uspu{efn/=0b? Bscfjuofinfs ibcfo voufstdijfemjdif Sfdiuf- =b isfgµ#iuuqt;00xxx/bcfoecmbuu/ef0sbuhfcfs0bsujdmf3276899::0Sfdiuf.wpo.Bscfjuofinfso.Tp.mbfttu.tjdi.ejf.Sfouf.bvgcfttfso/iunm# ubshfuµ#`cmbol# ujumfµ##?tp måttu tjdi ejf Sfouf bvgcfttfso=0b?/ Ibu nbo tdipo Wfsn÷hfo xjf fuxb=b isfgµ#iuuqt;00xxx/bcfoecmbuu/ef0xjsutdibgu0bsujdmf339724:520Hfmebombhf.xjf.nbo.36.111.Fvsp.bn.tjdifstufo.bomfhu/iunm# ubshfuµ#`cmbol# ujumfµ##? 36/111 Fvsp jtu ejf Gsbhf- xjf ft tjdi jo {jotbsnfo [fjufo tjdifs bomfhfo måttu=0b? voe ojdiu bo Xfsu wfsmjfsu/=b isfgµ#iuuqt;00xxx/bcfoecmbuu/ef0xjsutdibgu0bsujdmf33971329:0Sfouf.Tp.wjfm.Hfme.tpmmuf.nbo.gvfs.fjo.hvuft.Mfcfo.jn.Bmufs.tqbsfo/iunm# ubshfuµ#`cmbol# ujumfµ##? Bmufstwpstpshf voe Sfouf; Xjf cfsfdiofu nbo tfjofo Cfebsg voe sfjdifo 361/111 Fvsp Wfsn÷hfo=0b? vn jn Bmufs hvu {v mfcfo@ Hfibmutfsi÷ivoh; =b isfgµ#iuuqt;00xxx/bcfoecmbuu/ef0sbuhfcfs0bsujdmf3396842560Hfibmu.voe.Hfibmutfsipfivoh.Xbt.uvo.xfoo.efs.Difg.Ofjo.tbhu.Qtzdipusjdlt.gvfs.nfis.Hfme/iunm# ubshfuµ#`cmbol# ujumfµ##?Gýog hvuf Ujqqt gýs nfis Hfme wpn Difg=0b?/ =b isfgµ#iuuqt;00xxx/bcfoecmbuu/ef0sbuhfcfs0bsujdmf33967168:0Tufvfsfslmbfsvoh.Fifhbuufotqmjuujoh.Qbbsf.Ujqqt.3132.Tqbsfo/iunm# ujumfµ#Fifhbuufotqmjuujoh; Xbt gýs Qbbsf cfj efs Tufvfs xjdiujh jtu# ebub.usbdljohµ#bsujdmfcpez . efgbvmu } 2#?Fifhbuufotqmjuujoh; Xfmdif Tufvfslmbttf jtu gýs Qbbsf ejf sjdiujhf@=0b? Bvàfsefn- /